LIFE INSURANCE
Life insurance could be the most important purchase you ever make.
FREE POLICY REVIEW
At Thrive Benefits Group, we're extremely passionate about protecting families. That's why we offer free policy reviews! Policy reviews have 2 main objectives: 1) Connect - We want to get to know you and your story better to see if there might be any way we can make your life better. 2) Life Insurance Review - If you don't currently have life insurance, we'll see if it's something you need (or not). If you already have a policy in place, we'll personally review it and give honest feedback. We'll explain to you why you have the best possible coverage in place already, or we'll identify any gaps or needs that you may be unaware of. Simple, laid back, and always a fun conversation.
LIVING BENEFITS
Life insurance with Living Benefits is life insurance that you don't have to die to use! Living Benefits can include Chronic, Critical, and Terminal illness. This means that if, heaven forbid, you experience a covered illness like heart attack, cancer, or stroke, you can access up to 100% of you policy death benefits while you're alive. This protects you and your family from going into significant debt due to medical expenses.
Does your current policy have living benefits?
TERM LIFE INSURANCE
Term life insurance coverage is just what it sounds like: life insurance for a specified policy term. The coverage is in effect for a term of years that you choose up front, usually ranging from 10-30 years. If you die while the policy is in force, the insurance company pays death benefits to your named beneficiaries.
UNIVERSAL LIFE INSURANCE
Universal life insurance is a type of permanent life insurance policy that is generally more affordable than Whole Life options. In addition to providing a death benefit, universal life insurance also provides flexible premiums and includes a cash value savings component which can be used to supplement income and pay expenses.